Dashboard/ESG capital markets

ESG capital markets: green bonds, CSRD & financing

Green capital is growing – and is more affordably accessible for sustainable projects than ever. Regulation and market development at a glance.

Current indicators

Green bond volume EU

261€bn (2024)
+22.0 %vs. previous year

Source: Climate Bonds Initiative

ESG fund AuM

3.340€bn Europe
+26.0 %vs. previous year

Source: Morningstar Q4 2024

Average greenium

8basis points
+2.0 %2024, vs. previous year

Source: BIS / ECB 2024

EU ETS CO₂ price

68.73EUR/EUA
+2.3 %vs. previous week

Source: Yahoo Finance CO2.L

EU ETS CO₂ price – monthly trend

EUR/EUA (SparkChange Carbon ETC, CO2.L). Source: Yahoo Finance

The CO₂ price is central for assessing fossil-fuel exposure. Rising EUA prices directly raise the cost of Scope 1 emissions and make green investment relatively more attractive.

Green bond issuance EU

Annual issuance volume in €bn. Source: Climate Bonds Initiative

SFDR Art.8 vs. Art.9 – quarterly flows

Net inflows in €bn. Source: Morningstar

Article 9 (Deep Green) shows persistent net outflows – greenwashing scepticism and a stricter interpretation are weighing on the category. Article 8 (Light Green) is benefiting.

ESG regulation: status & requirements

In force

CSRD

Corporate Sustainability Reporting Directive

Timeline

Staggered from FY 2024; listed SMEs from FY 2026 (report 2027, opt-out to 2028). Omnibus 2026: relief measures

Requirement

Reporting obligation under ESRS, double materiality, external audit. Simplified ESRS for SMEs

Active

EU-Taxonomie

EU Sustainable Finance Taxonomy Regulation

Timeline

Fully applicable since 2024

Requirement

Disclosure of the share of taxonomy-aligned revenues, CapEx and OpEx

Complete

SFDR

Sustainable Finance Disclosure Regulation

Timeline

Since 2021 / Level 2 since 2023

Requirement

Classification of financial products as Art. 6, 8, 9; PAI disclosure

In force

CSDDD

Corporate Sustainability Due Diligence Directive

Timeline

From 2027 (5,000+ FTE / €1.5bn), 2028 (3,000+ / €900m), 2029 (1,000+ / €450m)

Requirement

Due diligence for human rights and environment in the supply chain, climate transition plan, civil liability

In force

EU Green Bond Standard

European Green Bond Standard (EuGB)

Timeline

Regulation since Dec 2023, applicable since 21 Dec 2024

Requirement

Voluntary standard with 100 % taxonomy alignment for proceeds

Green financing conditions (as of March 2026)

Standard investment loan (house bank)Bundesbank MFI
5.0–6.0 %
KfW 270 Renewable Energy StandardKfW
from 3.68 %
KfW 297 Climate-friendly new buildKfW
1.04–2.41 %
Green bond (IG, EUR)IG EUR
~4.0–4.5 %
NRW.BANK Invest ZukunftNRW.BANK
Market -1.5 %

* Effective APR, depending on credit rating, tenor and collateral. KfW terms as of 19 Mar 2026.

ESG quality and financing costs

High ESG quality

Green/social bonds, high ESG scores

Tendency towards slightly lower financing costs (typically a few to ~10–20 bp advantage in studies)

Medium ESG quality

Average ESG profiles

Little to no deviation from the reference spread

Low ESG quality

ESG downgrades, high emissions, brown sectors

Temporarily ~10 % higher loan spreads; for bonds in energy-intensive sectors additional bp premiums

Sources: ECB Working Paper "Do debt investors care about ESG ratings?" (2023), BIS Quarterly Review "Achievements and challenges in ESG markets" (2021), various empirical studies on ESG and credit costs.

CO₂ intensity of the German power mix

357gCO₂/kWh

Source: Ember Energy

The CO₂ intensity of electricity is central for Scope 2 emissions. A lower value means: every kWh of on-site power from PV or a heat pump saves more CO₂.

EU benchmark 2030: < 100 gCO₂/kWh.

What does this mean for your financing strategy?

Experience shows: companies with a credible ESG profile are already saving measurable interest today. A BBB ESG rating still costs nothing – but a poor rating already makes capital noticeably more expensive. The CSRD reporting duty is coming anyway. Those who report in a structured way now turn the same work into better financing conditions, happier investors and less regulatory risk.

Green capital on better terms – prepare today

We guide you from ESG strategy through CSRD reports to the concrete unlocking of subsidies and green bonds.

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